If you’re Latin American (or of Latin American descent) and you find yourself putting things off: You’re not alone! A quick, non-scientific poll among some friends found us agreeing that this is mostly true. We even came up with a term for it: Latino Standard Time (or LST, for short.) In fact, there are even books exploring this subject, according to which this is not necessarily a liability. If you’re a Latin@ who happens to be very punctual, congrats to you! Please bear with me, ok? I’m just trying to make a point here LOL.
The point is, oftentimes, many of us leave things for the last minute, and tonight there is a deadline we simply can’t afford to miss: Midnight marks the end of open enrollment in the healthcare marketplace. Which means, there are only a few hours left before your last chance to enroll in 2015 ends – and you may have to wait a WHOLE year to get health insurance coverage. For our community, this is simply unacceptable. As a group, we remain profoundly affected not just by lack of access to health care, but also higher rates of heart disease, diabetes, and obesity, among other chronic conditions. For us, the preventive care you get once enrolled is not a luxury, a joke, or a political talking point: it is simply a necessity.
Since open enrollment for the Health Insurance Marketplace began on November 15 of last year, about 10 million people (including over 2 million Latinos) have explored their options, learned about the financial assistance available, and signed up for or renewed a health plan that meets their needs and fits their budget. Now it’s YOUR turn! If you haven’t enrolled yet, I’ve put together a list of resources to facilitate the process, whether you apply online, over the phone or in person. Now hurry up and #GetCovered!
WATCH THIS WEEK’S HANGOUT: COUNTDOWN TO FEBRUARY 15TH
I interviewed José Plaza, National Director of Latino Engagement at Enroll America, and Elizabeth Pérez, Public Health Advisor, Substance Abuse and Mental Health Services Administration (SAMHSA). They answered tons of questions and explained all you need to get covered before the deadline.
BELOW ARE ARTICLES, NUMBERS TO CALL AND OTHER RESOURCES • ALL YOU NEED TO GET COVERED – IN ENGLISH:
- Official website for Healthcare.gov.
- Find Local Help to fill out your application.
- Use this checklist to make sure you’ve got all the documents you’ll need.
- Print, fill out, and sign the paper application, then mail it to: Health Insurance Marketplace Dept. of Health and Human Services 465 Industrial Blvd. London, KY 40750-0001
- Call 1-800-318-2596 // TTY users should call 1-855-889-4325
- This guide explains all you need to know about the Affordable Care Act.
- Here’s a very useful factsheet with tons of info in English.
- See what coverage you may be eligible for before you apply.
- Find out how coverage affects your taxes: IRS Resource Guide.
- Find local events and resources near you and RSVP here.
- Sign up for email and text updates to get deadline reminders and other important information.
- Find out if you qualify for lower health coverage costs with this chart.
ARTÍCULOS, NÚMEROS A LLAMAR Y OTROS RECURSOS ÚTILES PARA QUE PUEDAS OBTENER SEGURO MÉDICO – EN ESPAÑOL:
- Sitio web oficial de CuidadodeSalud.Gov.
- Haz clic aquí para Ingresar a tu cuenta del Mercado de seguros médicos.
- Envía tus documentos a: Health Insurance Marketplace, Attn: Supporting Documentation, 465 Industrial Blvd. London, KY 40750
- Llama gratis al 800-318-2596 // Si eres un usuario de TTY, deberás llamar al 1-855-889-4325.
- Haz clic aquí para encontrar ayuda local.
- Revisa tus opciones de cobertura antes de hacer su solicitud.
- Esta guía explica todo lo que debes saber sobre la Ley del Cuidado de Salud a Bajo Precio, en Español.
- Una hoja de datos con información esencial sobre Obamacare, en español.
- Instrucciones para ayudarte a completar la Solicitud para la Cobertura Médica y Ayuda para el Pago de Costos.
- Entérate de cómo la cobertura médica afecta tus impuestos.
- Descubre si calificas para descuentos en tu cobertura médica.
Whatever you do, do it before the clock strikes midnight, or… well, you know…